FAQ & Tax Calendar

Most individuals need: W-2 forms from employers, 1099 forms (interest, dividends, contractor income), mortgage interest statements (1098), charitable donation receipts, property tax statements, and records of any major purchases or sales (home, vehicle, investments). Business owners should also provide complete financial statements and business expense documentation.

Use our secure Client Portal at secure.rayates.com to upload your documents safely. You can also drop off physical documents at our office or mail them to the address listed on our About page. We recommend using the portal for fastest processing.

We can file an extension (Form 4868) which gives you until October 15th to file your return. However, any taxes owed must still be paid by April 15th to avoid penalties and interest. Contact us before April 15th to request an extension.

You typically need to make quarterly estimated tax payments if you're self-employed, have significant investment income, or don't have enough tax withheld from your paycheck. We'll help you determine if this applies to you and calculate the appropriate amounts.

For documents submitted by mid-February, most returns are completed within 2-3 weeks. During peak season (March-April), processing time may be 3-4 weeks. Business returns and complex situations may require additional time.

Individual returns start at $400, and corporate returns start at $850. Final fees depend on the complexity of your situation. We'll provide a quote before beginning work. See our Services page for online payment options.

Yes! We provide comprehensive IRS audit support and representation. We'll guide you through the entire process, prepare necessary documentation, and represent you before the IRS. Contact us immediately if you receive an audit notice.

Absolutely! While tax season is our busiest time, we're available year-round for tax planning, quarterly bookkeeping, estimated tax calculations, amended returns, and financial consulting. Year-round planning often results in better tax outcomes.

We can file an amended return (Form 1040-X) to correct errors from previous years. This may result in additional refunds or help you avoid penalties. You generally have three years from the original filing date to amend a return.

Choose electronic filing (e-file) with direct deposit. This is the fastest method, typically resulting in refunds within 2-3 weeks of filing. Paper returns can take 6-8 weeks or longer to process.